David A. Shapiro, a Professional Corporation doing business as the Mortgage Relief Legal Center (hereafter "MRLC") website (the "Site") is available for personal, non-commercial use only. MRLC owns all of the content on the Site and none of the content or information may be copied, distributed, reproduced, published, or sold in any form without MRLC’s written permission or consent. Use of the Site constitutes your agreement to abide by all of the terms and policies set forth therein. If you are not willing to so agree, please immediately discontinue your use of the Site. MRLC may revise this Legal Policy at any time in its sole discretion, with or without notice. As such, users are encouraged to frequently review this policy. The terms "we","us" and "our" refer to MRLC.

The information and resources provided on this Site are general information and are not intended to be legal advice. For legal advice, you should consult with an attorney regarding your situation. None of the information provided on this website constitutes legal, tax, accounting, or other professional advice. Each Site user is advised to consult his or her own financial advisor or legal representative regarding the application of any information on this Site to a user's individual circumstances. The information should not be relied upon for any specific situation and should not be construed to be formal legal advice or the formation of a lawyer/client relationship. The Law Office of David A. Shapiro, a Professional Corporation dba the Mortgage Relief Legal Center, A Professional Law Corporation does not solicit or perform legal services in any State other than California.

This Site and the information, data, products and services associated with it are provided “as is.” MRLC disclaims any warranties of any kind, whether express or implied, as to any matter whatsoever relating to this Site and any information, data, and services provided herein, including without limitation, any implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and/or representations or warranties. Use of this website is at your own risk. MRLC is not liable for any direct, indirect, punitive, incidental, special or consequential damages or other injury arising out of or in any way connected with your use of the Site or with the delay or inability to use the Site, whether resulting in whole or in part, from breach of contract, tortuous behavior, negligence, strict liability or otherwise, even if MRLC had been advised of the possibility of damages.

Indemnity
As a condition of using this Site, you agree to indemnify MRLC from and against any and all claims, liabilities, losses, expenses (including attorneys' fees) and damages arising out of or related to claims resulting from your use of this Site.

Other Terms
This Site and Legal Policy shall be treated as though created, executed, performed and published in Los Angeles, California, and shall be governed and construed in accordance with the laws of the United States of America and, to the extent that state law is applicable, by the laws of the State of California without regard to conflict of law principles.

Express Waivers of Liability against MRLC, and Requirement of Arbitration of any and all Claims
As a condition of using this Site, you hereby fully release and agree to hold harmless MRLC, its affiliates, directors, officers, employees, staff, agents, independent contractors, consultants and programs from and against any and all claims (including claims of negligence), suits, losses, costs, expenses or damages (including attorneys’ fees) of any kind that may result from, arise out of, or otherwise relate in any way to use of this website.

In addition to the foregoing, and as a condition of using this Site, you agree that should there ever arise a controversy or claim with MRLC, its affiliates, directors, officers, employees, staff, agents or independent contractors resulting from, or otherwise relating in any way to use of this website including, without limitation, whether any such claim or dispute is subject to arbitration, the Member knowingly, willingly, and after having time to consult with legal counsel hereby waives the right to trial by jury and agrees to submit any and all such controversies, disputes, suits, demands, or claims of damage of any kind for resolution to the American Arbitration Association or other arbitration service agreed to by the parties, to be resolved in accordance with its rules and procedures. Any arbitration hereunder shall be held in Los Angeles, California, or at such other convenient venue or forum as MRLC may designate following receipt of a written demand for arbitration in order to comply with law. If this venue provision is ever rendered unenforceable for any reason, it shall not affect the parties’ unconditional agreement and obligation to submit the controversy or claim to arbitration in a lawful venue. The judgment in the arbitration proceeding shall be final and binding on the parties, and the judgment on such award rendered by the Arbitrator may be entered in any court having competent jurisdiction. Each party required to participate shall be personally responsible for their share of the costs of arbitration (or those required by the arbitration tribunal); provided, however, that if MRLC prevails in any such arbitration, MRLC shall, in addition to all other remedies provided by law, be entitled to an award of its reasonable attorneys’ fees and costs.